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You compose paper checks, withdraw cash from a teller that is automated (ATM), or spend having a check card. Your paycheck might pass by “direct deposit” into the account, or perhaps you may deposit checks at a bank’s teller screen or ATM.
But recently, you may have noticed alterations in your bank checking account. The checks you compose may be “clearing”вЂ”the cash is being taken out of your accountвЂ”more quickly. Some checks you compose may be detailed as “ACH” deals in your bank statement. In the place of getting terminated checks right straight back from your own bank, you may be receiving “substitute checks. “