- First apply for study grant, housing state and supplement guarantee for education loan with Kela
- Wait for choice by Kela
- Submit an application for a learning education loan in eBanking
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Aided by the learning education loan, you can easily fund your daily life through the studies and focus on the research in the place of working. You simply will not need any split security, since the education loan is assured by their state. The re payment of great interest and instalments will likely not commence until following the studies.
Using the education loan, it is possible to finance the mandatory acquisitions or accumulate a book fund to make certain smooth studies.
Education loan is a loan that is low-cost. The mortgage is guaranteed in full because of the state, which means you simply will not need other security or guarantors. In the period whenever you get school funding for students, the attention is included with the main city.
You may be entitled to subsidy from Kela for the loan repayment if you complete your university studies within the target time. Find out more in regards to the education loan settlement and education loan deduction regarding the Kela website.
Interest
The rate of interest of the education loan is immediately for this 12-month Euribor. The linking could be changed with a separate contract.
The interest of the loan is added to the capital for the semesters that you receive financial aid for students, and for semesters following such a semester. The regular repayment dates for the attention are 15 June and 15 December. Continue reading Education loan, within the school funding for pupils