Numerous bank cards will offer you a 0% introductory APR period on purchases and balance transfers for 12 to 15 months. Provided you create at least the minimal payments on time, you wonвЂ™t be charged interest for the time that is whole, and after that the attention rate will return to your regular purchase or stability transfer APR, that may probably vary from 14 to 26per cent dependent on your creditworthiness. You may even want to spend a portion on any stability you likely transfer between 3 and 5%. Continue reading Bank cards with marketing prices. The credit restrictions have a tendency to be reasonable too.