Its recognized there is “a troubling disconnect involving the initial function of the student-loan system to democratize United states advanced schooling additionally the financial policies which can be required to guarantee system solvency and protect borrowers from enslaving debt and unavoidable default. ” 30 Robert C. Cloud & Richard Fossey, Facing the learning student Debt Crisis: Restoring the Integrity associated with the Federal Student Loan Program, 40 J. C. & U. L. 467, 496 (2014). The undue difficulty standard into the exceptions to discharge supply of this Bankruptcy Code has also been considered “unworkable” as a result of exactly exactly how inconsistent answers are whenever judges use the exclusion. 31 Milligan, supra note 5, at 254. Inconsistent judicial determinations of undue difficulty are problematic due to the method they undermine the uniformity and effectiveness of bankruptcy legislation. 32 Nat’l Bankr. Continue reading Congress’s choice to issue loan that is educational on the effective use of an obscure and indeterminate standard has shown to be burdensome for many and varied reasons.